Crypto Current Diary

Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher The Middle East has always been a region of financial power and in 2025 it’s leading the way in global crypto regulation. With rapid innovation in blockchain and growing popularity of digital assets, countries across the region are updating laws, opening up to institutional investors and preparing for a tokenized future. Here’s what’s changing in the Middle East crypto landscape this year. Regional Overview: From Hesitation to Embrace For years crypto regulation in the Middle East was a mixed bag some countries welcomed digital assets, others were cautious or banned them. In 2025 the narrative has changed.  Governments are no longer asking “if” but “how” to regulate and integrate crypto . UAE: The Region’s Innovation Hub The  United Arab Emirates , especially  Dubai  and  Abu Dhabi , are at the heart of the region’s crypto growth: What’s New in 2025: VARA (Virtual Assets Regulatory Authorit...

Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher Period Covered: July 1 – July 31, 2025 As July 2025 comes to a close, the crypto market has once again delivered dramatic moves, with certain altcoins soaring to new highs. While major players like Bitcoin and Ethereum continued their steady climb, it was the lesser-known tokens, especially meme coins and DeFi assets, that stole the spotlight this month. Let’s take a look at the top crypto gainers of July 2025 and explore the key factors driving their impressive performance. Market Overview: A Bullish Month Bitcoin (BTC) saw a modest gain of around 12% , trading near $115,000–$118,000 by month-end. Ethereum (ETH) outperformed BTC significantly, ending the month with a massive 60% surge , thanks to growing DeFi and L2 adoption. But the real action happened among the altcoins. With increased investor appetite for high-risk/high-reward assets, several altcoins posted triple-digit gains, driven by ecosyste...

Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher Introduction: Fed Hits Pause Amid Uncertainty In a closely watched move, the U.S. Federal Reserve has decided to hold interest rates steady at 4.25%–4.50%, citing continued uncertainty in inflation and global economic trends. This decision marks the fifth consecutive meeting without a rate cut, despite calls from some market participants for monetary easing. While traditional markets reacted cautiously, the crypto market—often seen as a high-risk, high-reward asset class—has its own unique reaction to Fed policy. In this blog, we explore how this rate-hold affects the top five cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Binance Coin (BNB), XRP , and Solana (SOL) —with historical context, expert insight, and what investors should prepare for next. 1. Bitcoin (BTC): A Digital Hedge Under Pressure Impact: Mildly bearish to neutral Bitcoin’s narrative as “digital gold” is tested every time interest rates hold or...

Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher The crypto market saw a mild cooling-off this week. Total market cap briefly fell below $4.0 trillion, with 92 of the top 100 tokens in the red over 24 hours. Bitcoin traded in a tight $117–119K range – it peaked at about $119,037 on July 29 and settled near $118,100 by July 30. Ethereum hovered around $3,800, recovering from an intra-week dip to $3,722 and trading near $3,820 as July closed. Altcoins also softened: XRP held roughly $3.10 - 3.14, down slightly for the week, and Solana sat around $178 - $180. Despite the pullback, on-chain data showed strong fundamentals: US spot ETH ETFs logged their 18th straight day of inflows (over $9.3 billion net into ETH funds), and spot BTC ETFs took in nearly $80 million on July 30. Industry analysts note that this profit-taking appears healthy in a still-bullish market: YouHodler’s Ruslan Lienkha observes “the overall market structure remains bullish,” suggesting the dip is...

  Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher In the year 2025, the concept of earning passive income through XRP mining is largely misleading, as XRP cannot be mined like Bitcoin or Ethereum; all 100 billion tokens were pre-mined before its launch. What’s often marketed as "XRP mining" is actually cloud mining contracts for BTC or ETH, funded using XRP—offering certain convenience benefits for XRP holders. By mid-2025, numerous platforms began offering daily payout contracts starting at just $10, promising high ROI, fast payments, and ease of entry. This article explores how these contracts really work, what returns you might expect, and whether such profit claims are realistic or deceptive.   Did you know? XRP acts as a bridge currency, allowing banks to settle cross-border payments without needing to pre-fund accounts in local currencies. How XRP Cloud Mining Works By sending XRP to rent hashing power—usually for mining BTC or ETH—you avoid...

Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher As we move deeper into 2025, the competition among Layer 1 blockchains is heating up, with Solana and Avalanche emerging as two of the most prominent contenders. Both offer high-performance networks, low fees, and strong developer communities—but which one is poised to dominate in 2025? SPEED AND SCALABILITY Solana continues to stand out for its unmatched transaction throughput. With its unique Proof-of-History (PoH) mechanism combined with Proof-of-Stake (PoS), Solana processes over 65,000 transactions per second (TPS) at a fraction of a cent per transaction. This makes it ideal for high-frequency applications like DeFi and NFTs. Avalanche, on the other hand, uses a Snowman consensus protocol that offers sub-second finality and around 4,500 TPS. It’s scalable and energy-efficient but still trails Solana in raw throughput. However, Avalanche's subnet architecture gives it a unique edge: developers can cr...

Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher E thereum staking has become a reliable way to earn passive income in 2025. With the network fully transitioned to proof-of-stake, anyone with 32 ETH can become a validator and earn rewards while helping secure the blockchain. Direct staking—where you run your own validator node—offers the highest rewards and full control over your assets, but also requires technical setup and responsibility. Here’s a simple guide on how to stake Ethereum directly and safely in 2025. Why Stake Ethereum? When you stake ETH, you're locking your coins to participate in Ethereum’s consensus mechanism. Validators propose and attest to new blocks, and in return, earn ETH rewards. In 2025, the average yield is around 3–5% annually , depending on network activity. It's a great option for long-term holders who want to grow their assets passively. What You Need to Get Started To stake directly, you’ll need the following: 32 ETH ...

  Author: Jaffar Hashmi – Fintech Analyst & Digital Asset Researcher. On May 16, 2025 , blockchain tracker Whale Alert flagged a massive transfer involving 50,000,000 XRP  valued at approximately $120.8 million  moving between two unidentified wallets in under a minute. Notably, this transfer occurred off exchanges , as the destination wallet had been inactive for months, raising speculations about its intent. Despite its size, the transaction didn’t trigger price volatility: XRP remained stable at around $2.41 at the time. That suggests the move was not a sell-off, but part of deeper repositioning or accumulation strategies. Why It Matters Such large-scale XRP transfers bear close watching because they often precede major market events. Analysts highlight: Dormant wallet activity : The recipient had not transacted since late 2024. Big moves from cold addresses often signal institutional reshuffling or preparing for future trades. Structured batching of smal...